Disclaimer – ZangCash Pay

Effective Date: 01/0/1/2025

Welcome to ZangCash Pay. Please read our disclaimer carefully before using our platform. By accessing or using ZangCash Pay, you agree to comply with and be bound by the following terms and conditions. If you do not agree to these terms, please do not use our services.

General Information

ZangCash Pay provides a platform where users can buy, resell, and make money through digital products, specifically eBooks. Our goal is to help individuals make money online in Kenya by offering them the opportunity to buy affordable eBooks and resell them for a profit. The information provided on this platform is for general guidance only.

Earnings Disclaimer

While ZangCash Pay allows individuals to earn profits by reselling eBooks, the income you can make depends on several factors, including your activity on the platform, the types of eBooks you purchase, how you set your prices, and your marketing efforts.

No Guarantees of Earnings

We do not guarantee that you will make any specific amount of money using our platform. Your ability to earn depends on your efforts, business decisions, and market conditions. How to make money online in Kenya is influenced by factors that may vary for each individual user.

User Responsibility

By using our services, you acknowledge and agree that:

1. You are responsible for your actions on our platform, including purchasing, reselling, and setting prices for eBooks.
2. You are solely responsible for ensuring that you follow all Kenyan laws and regulations, including tax obligations related to the income you earn through ZangCash Pay. This includes but is not limited to paying taxes on any profits you make and reporting any taxable income to the relevant authorities, including the Kenya Revenue Authority (KRA).
3. ZangCash Pay is not liable for any losses or damages resulting from your use of the platform, including issues arising from the sale of eBooks, payment disputes, or other third-party interactions.

Platform Availability & Limitations

While we strive to maintain our platform’s availability and reliability, ZangCash Pay makes no guarantees regarding uptime or functionality. There may be temporary service interruptions due to technical issues beyond our control. We also reserve the right to update, suspend, or discontinue our services at any time without prior notice.

Pricing & Payments

1. Pricing Structure: All prices for eBooks listed on ZangCash Pay are set by individual sellers. We do not control the prices set by users, but we provide a platform for them to buy, sell, and resell eBooks.
2. Payment Methods: Payments for buying and reselling eBooks on ZangCash Pay are processed through M-Pesa. We are not responsible for any payment issues or delays that may occur through M-Pesa transactions.
3. Refund Policy: Since all eBook transactions are digital and final, ZangCash Pay does not offer refunds or exchanges once an eBook has been purchased.

Intellectual Property

All eBooks listed on ZangCash Pay are protected by copyright, and any unauthorized use or distribution of the content is prohibited. By reselling an eBook, you must ensure you are not violating any copyrights or intellectual property laws. You are responsible for ensuring the proper rights are in place when listing an eBook for resale.

Tax Obligations

If you earn income from buying and reselling eBooks on ZangCash Pay, you may be required to pay taxes on your earnings. This may include VAT, income tax, and other applicable taxes as stipulated by the Kenya Revenue Authority (KRA). We recommend consulting with a tax professional to understand your obligations and ensure compliance with Kenyan tax laws.

• If your earnings exceed Ksh 5 million annually, you may need to register for VAT and remit 16% VAT on applicable sales.
• If your earnings are below this threshold, you may not be required to charge VAT, but you should still report your income and pay any income tax due.

Limitation of Liability

To the fullest extent permitted by law, ZangCash Pay and its affiliates will not be liable for any indirect, incidental, consequential, or punitive damages, including lost profits or earnings, resulting from your use or inability to use the platform, regardless of whether such damages arise from negligence or other causes.

Changes to This Disclaimer

We reserve the right to update or modify this disclaimer at any time. Any changes will be posted on this page, and the revised disclaimer will become effective once it’s published. We encourage you to review this page periodically to stay informed of any updates.

Contact Us

If you have any questions or concerns about this disclaimer or your use of ZangCash Pay, please contact us:

📧 Email: info@zangcash.co.ke
📞 Phone: 0737100101

Conclusion
By using ZangCash Pay, you acknowledge that you understand and agree to the terms outlined in this disclaimer. Whether you’re looking for a way to make money online in Kenya or simply want to explore digital reselling, ZangCash Pay offers a simple platform to help you succeed. However, you must take personal responsibility for your actions, earnings, and any legal obligations.